Flexible Financing Options
At Major Home Solutions, we believe in making premium home upgrades accessible. Whether you're ready to invest now or want to spread your payments over time, we offer flexible, trusted options to help you move forward with confidence.
Quick + Simple Financing with Acorn
- 60-second pre-approval with no impact to your credit
- No home equity required
- Spread your payments over 3–12 years
- Ideal for $5,000–$100,000 projects
- Most approvals happen in minutes
Example: A $7,500 project could cost around $140–$180/month depending on terms.
Quick + Simple Financing with Acorn
- 60-second pre-approval with no impact to your credit
- No home equity required
- Spread your payments over 3–12 years
- Ideal for $5,000–$100,000 projects
- Most approvals happen in minutes
Example: A $7,500 project could cost around $140–$180/month depending on terms.
Home Equity Line of Credit (HELOC)
- Use your built-up home equity for a lower interest rate
- Typically better long-term value
- Approval may take more time but offers flexible usage
- Interest may be tax-deductible (check with a tax advisor)
Example: A $25,000 project might result in a monthly payment of around $200–$300, depending on your credit and equity, often with a lower interest rate than personal loans.
Home Equity Line of Credit (HELOC)
- Use your built-up home equity for a lower interest rate
- Typically better long-term value
- Approval may take more time but offers flexible usage
- Interest may be tax-deductible (check with a tax advisor)
Example: A $25,000 project might result in a monthly payment of around $200–$300, depending on your credit and equity, often with a lower interest rate than personal loans.
APR Credit Card Offers
- Great for projects under $10K
- Allows interest-free payments over 12–18 months
- Must be paid off before promo period ends
Example: A $6,000 project paid with a 0% APR card over 18 months would cost about $333/month with no interest, if paid off in full during the promo period.
APR Credit Card Offers
- Great for projects under $10K
- Allows interest-free payments over 12–18 months
- Must be paid off before promo period ends
Example: A $6,000 project paid with a 0% APR card over 18 months would cost about $333/month with no interest, if paid off in full during the promo period.
Split Payment
- Use a credit card for the deposit (many clients prefer this for points or flexibility)
- Finance the remaining balance through Acorn or a HELOC
- Gives you flexibility and faster project start times
Example: For a $12,000 project, you could pay a $2,000 deposit via credit card, then finance the $10,000 balance through Acorn (approx. $180–$240/month) or a HELOC for potentially lower payments.
Split Payment
- Use a credit card for the deposit (many clients prefer this for points or flexibility)
- Finance the remaining balance through Acorn or a HELOC
- Gives you flexibility and faster project start times
Example: For a $12,000 project, you could pay a $2,000 deposit via credit card, then finance the $10,000 balance through Acorn (approx. $180–$240/month) or a HELOC for potentially lower payments.
Why Financing Is Smart
Your home is more than just a place to live—it's an investment. By upgrading your space now, you’re not just improving your lifestyle—you’re building equity. Many remodeling projects, like kitchens, bathrooms, and outdoor spaces, offer strong returns on investment (ROI), often increasing your property value by 60%–80% of the project cost or more.
Financing allows you to complete the work now while your property value continues to grow—without draining savings or delaying the benefits.